Since 1975, MFA programs have helped thousands of low- to moderate-income New Mexicans become homeowners for the first time. Why not see if you could achieve the dream of homeownership, too?

First, look through our “getting started” information. You can decide if you are ready to own a home and determine if you qualify for our programs.

Then, look through our programs to see which ones would help you the most. We offer below-market interest rates and closing cost assistance. If you are a teacher, health care worker, police officer, firefighter or an active member of the armed forces, be sure to look at our HERO homebuyer program. You can take advantage of HERO even if you’re not a first-time homebuyer!

Finally, find a lender who is familiar with MFA programs. They will walk you through the process of getting a home loan that you can afford.

MEET MONICA AND DENNIS ANDERSON, pictured above 

After years of renting, the Andersons wanted a home to call their own. A yard to plant trees in. A wall to hang school pictures on. A doorway to make notches on as the children grew. But with their expanding family – four children and counting – saving for a down payment was almost impossible.

Luckily, the Andersons heard that MFA has help for first-time homebuyers. Through MFA’s down payment assistance program and low-interest mortgage loan, the Anderson’s dream of owning a home came true. They have a house payment they can afford and stable housing for years to come.

The MFA's Homeownership Department offers a number of programs to assist low to moderate income families in purchasing a home.  We have programs for you with below-market rates and closing cost assistance to help bring you closer to your dream of owning a home.